Viiyoo · Deploy capitalA Proanex product

Deploy capital with a paper trail.

From the mandate letter to a signed-off decision: Viiyoo turns your mandate into a plan the committee can test, then records the decision with the evidence it was made on.

Mandates in your words

Give us the letter. Get the mandate.

Write the mandate in plain English or upload the letter as a PDF or Word document. Viiyoo proposes the mandate from it, and a person checks it before it is saved.

  • Proposed, not imposed. You check every figure in the proposed mandate before it is saved.
  • Versioned like a document. Numbered, dated versions with exactly what changed, so the committee reads the mandate it approved.
Capital deployment

Write the mandate. Get the plan.

Tell Viiyoo how much you're deploying, where, into which tenures and against which limits. It screens the market, underwrites every candidate for its sleeve, allocates within your rules and hands you a plan your investment committee can test.

  • A real mandate, not a filter. Equity, leverage, horizon, an income, growth or impact objective, and sleeves with their own tenure, rent basis and grant.
  • Your limits enforced. Caps on area, single asset, leasehold and grant reliance; yield floors with and without grant; Article 4 and flood risk avoided. Every exclusion gives its reason.
  • Stress-tested. Up to seven scenarios, from grant not awarded to rents down and costs up, and a first tranche with its worst-case cash.
  • Honest about capacity. A feasibility frontier shows how much the market can absorb at each yield floor, and what relaxing each rule would buy you.
  • Watched. Scheduled re-runs show which homes entered or left the plan and why, and bridge the change in yield.
Grant never flatters the numbers. Grant reduces equity, never rent, and every cash figure has an ex-grant twin beside it.
A mandate plan: £291 million of a £500 million North East income mandate deployed across 2,814 homes in 12 areas, at a 6.65% blended net yield, 6.01% yield on cash and 7.66% five-year IRR, with a £1.09 million first tranche and readiness checks.

Real Viiyoo screen from a demo organisation. Addresses are replaced with descriptions.

Inside a plan

Where the money goes, and what it costs.

A plan is not one number. It shows where the capital lands, how it holds up when rents fall or costs rise, and what each of your rules is costing you.

Market capacity for a North East mandate: a map shaded by capital allocated per local authority and a table of homes, capital, share, eligible stock and median yield for each area, led by County Durham with 663 homes and £59.6 million.

Market capacity, area by area.

How much each local authority takes, against how much eligible stock it holds and its median yield, on official boundaries.

Scenarios for a plan: base case 6.65% net yield and 6.01% yield on cash, rents down 10%, costs up 30% and both together at 4.36% yield on cash, with sensitivity of yield on cash and five-year total return; scenarios that do not apply are named.

Stress before you commit.

Closed-form shocks to rent and costs, alone and together, with the yield on cash and total return either side of the base. A scenario that cannot apply says why it is not shown.

A constraint ledger: the net-yield target met at 6.65%, area concentration within 25% with County Durham largest at 20.5%, single asset within 20%, no Article 4 areas, and the cost of relaxing each rule alone.

Every rule, and what it costs.

Each limit, whether the plan meets it and why, and what relaxing that rule alone would change in yield, capital and homes. Hard limits are never crossed; a target is reported, not enforced.

Real Viiyoo screens from a demo organisation.

Decisions

A decision you can stand behind later.

The case for a purchase is drafted on the plan's pinned evidence, frozen with its pack and signed off by a second person, so a year later anyone can see what was decided, on what, and by whom.

  • AI drafts, figures are checked. The draft is written from the evidence, and every number in it is checked against Viiyoo's results.
  • Four eyes, always. The person who drafts a decision can't sign it off. No API route can submit or sign off a decision.
  • Outcomes measured. Later, Viiyoo shows how decisions fared against what then happened.
Batch runs

A whole file, in one run.

Give Viiyoo a client's file or a portfolio and it matches, values, underwrites and judges every home against a mandate in one run, with a quote before it starts and results as rows.

  • The same methods. Each home is valued and underwritten exactly as on its own property page.
  • Every row explained. Homes that can't be matched or valued say why.

Bring us a mandate.

We'll show you the plan Viiyoo builds from it, and what it holds back and why.